Since cash inflows and outflows vary in amounts and intervals it can often get quite confusing in trying to figure how much we can afford to spend or save during any given month. Just because you have left over cash this month doesn't mean it's actually available for spending.
This calculator was designed to convert all inflows and outflows into their monthly equivalents making it easier to see how much you can really afford to spend during any given month. And because your household is just as much a business as any traditional business, the various sections of the calculator have been set up in the same way most businesses would set up their cash flow worksheet.
Starting at the top and working your way down, complete and calculate the cash flows for each of the six sections. Once you've computed the entire worksheet, including the Cash Flow Summary, you can then go back and edit your entries. Once you're comfortable with your Cash Flow Forecast you can then click on the "Create Report" button at the bottom of the worksheet. This will create a condensed report in a new window that you can print out and refer to when creating your spending plan. |
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| Total Monthly Transportation Outflow: |
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| Residential Outflows |
Balance Forward |
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| Example Accounts |
Outflow
Description |
# of Pmts
Per Year |
Amt of
Each Pmt |
Monthly
Amount |
Grounds Maintenance
Building Repairs & Maint.
Cleaning Supplies
Furniture & Fixtures
Appliances
Pest Control
Interior Decorating
Rent or Lease Payments
Mortgage Payments
Property Taxes
Propane, Fuel Oil, & Wood
Electricty
Property Insurance
Snow Removal
Alarm Systems |
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Instructions
Inflows
Administrative
Personnel
Transportation
Residential
Entertainment
Totals |
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| Total Monthly Residential Outflow: |
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| Entertainment Outflows |
Balance Forward |
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| Example Accounts |
Outflow
Description |
# of Pmts
Per Year |
Amt of
Each Pmt |
Monthly
Amount |
Movies & Theatrical
Long Distance Calls
Vidio & Movie Rental
Cable & Satelite
Sporting Events & Activities
Hobbies & Crafts
Games, Arcade, and Amusement
Parties & Entertaining
Gifts
Dining Out
Nightclubs
Gambling
Pets & Pet Supplies
Music
Vacation Propery Payments
Vacation & Travel |
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Instructions
Inflows
Administrative
Personnel
Transportation
Residential
Entertainment
Totals |
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| Total Monthly Entertainment Outflow: |
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Summary of Inflow and Outflows |
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| Links |
Category |
Outflows |
Inflows |
Instructions
Inflows
Administrative
Personnel
Transportation
Residential
Entertainment
Totals |
Monthly Inflow |
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| Monthly Administrative Outflow |
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| Monthly Personnel Outflow |
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| Monthly Transportation Outflow |
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| Monthly Residential Outflow |
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| Monthly Entertainment Outflow |
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| Total Monthly Outflows |
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| Net Cash Flow |
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