SM Federal Credit Union

Lost or Stolen Debit Card: 1-888-263-3370

SM Federal Credit Union

Loan Rates March 21, 2023 to April 17, 2023 Auto/Truck
	Term	APR	monthly/per thousand	pay period per thousand
2022/2023	72 months*	5.50%	16.33	7.54
	60 months	4.69%	18.72	8.66
	48 months	4.49%	22.79	10.54
	36 months	4.49%	29.75	13.73
2021	60 months	4.49%	18.63	8.60
2020	48 months	4.99%	23.03	10.63
2019	42 months	5.29%	26.13	12.07
2018	36 months	5.59%	30.24	13.98
2017	36 months	5.59%	30.24	13.98
2016	36 months	5.59%	30.24	13.98
2015-2005	24 months	6.00%	44.31	20.48

***Boat/Camper/Motorcycle/Tractor loan rates = to 1% above applicable rates RV rates available upon request

Mortgage Refinance/Purchase
	Term	APR	monthly per thousand	pay period per thousand
1st mortgage	15 year 20% down	6.00%	8.44*	3.90*
1st mortgage	10 year 20% down	5.75%	10.99*	5.07*
1st mortgage	5 year 20% down	5.50%	19.10%*	7.54%*
* payment amount includes principal and interest only, taxes and insurance not escrowed

**HOME EQUITY LOANS CALL FOR MORE DETAILS
Terms available up to 10 years, Current rates available upon request.

Please note: Rates are subject to change. Contact the credit union for the most current rates.

Monday — Friday
8:00 AM — 5:00 PM

Credit unions are not-for-profit, member-owned financial institutions with a wide variety of services available to people from all walks of life.

NCUA

Your savings federally insured to at least $250,000 and backed by the full faith of the United States Government.

Phone:
(913)831-4555

Fax:
(913)831-0495

Address:
PO Box 498
Mission, KS 66201

Email:
info@smfederal.org

Lost or Stolen Debit Card: 1-888-263-3370

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