SM Federal Credit Union

Lost or Stolen Debit Card: 1-888-263-3370

SM Federal Credit Union

Loan Rates September 19, 2023 to October 16, 2023 Auto/Truck
	Term	APR	monthly/per thousand	pay period per thousand
2023/2024	72 months*	6.79%	16.95	7.83
	60 months	5.99%	19.33	8.94
	48 months	5.79%	23.39	10.80
	36 months	5.59%	30.24	13.98
2022	60 months	6.39%	19.51	9.01
2021	48 months	6.09%	23.52	10.88
2020	42 months	6.59%	26.73	12.36
2019	36 months	7.09%	30.92	14.28
2018	36 months	7.09%	30.92	14.28
2017	36 months	7.09%	30.92	14.28
2016-2006	24 months	7.39%	44.95	20.77

***Boat/Camper/Motorcycle/Tractor loan rates = to 1% above applicable rates RV rates available upon request

Mortgage Refinance/Purchase
	Term	APR	monthly per thousand	pay period per thousand
1st mortgage	15 year 20% down	6.375%	8.65*	3.99*
1st mortgage	10 year 20% down	6.125%	11.17*	5.15*
1st mortgage	5 year 20% down	5.875%	19.27%*	8.90%*
* payment amount includes principal and interest only, taxes and insurance not escrowed

**HOME EQUITY LOANS CALL FOR MORE DETAILS
Terms available up to 10 years, Current rates available upon request.

Please note: Rates are subject to change. Contact the credit union for the most current rates.

Monday — Friday
8:00 AM — 5:00 PM

Credit unions are not-for-profit, member-owned financial institutions with a wide variety of services available to people from all walks of life.

NCUA

Your savings federally insured to at least $250,000 and backed by the full faith of the United States Government.

Phone:
(913)831-4555

Fax:
(913)831-0495

Address:
PO Box 498
Mission, KS 66201

Email:
info@smfederal.org

Lost or Stolen Debit Card: 1-888-263-3370

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