Loan Rates

Loan Rates
September 19, 2023 to October 16, 2023
Auto/Truck

Term APR monthly/per thousand pay period per thousand
2023/2024 72 months* 6.79% 16.95 7.83
60 months 5.99% 19.33 8.94
48 months 5.79% 23.39 10.80
36 months 5.59% 30.24 13.98
2022 60 months 6.39% 19.51 9.01
2021 48 months 6.09% 23.52 10.88
2020 42 months 6.59% 26.73 12.36
2019 36 months 7.09% 30.92 14.28
2018 36 months 7.09% 30.92 14.28
2017 36 months 7.09% 30.92 14.28
2016-2006 24 months 7.39% 44.95 20.77
         

***Boat/Camper/Motorcycle/Tractor loan rates = to 1% above applicable rates

RV rates available upon request

Mortgage Refinance/Purchase

Term APR monthly per thousand pay period per thousand
1st mortgage 15 year
20% down
6.375% 8.65* 3.99*
1st mortgage 10 year
20% down
6.125% 11.17* 5.15*
1st mortgage 5 year
20% down
5.875% 19.27%* 8.90%*
* payment amount includes principal and interest only, taxes and insurance not escrowed

**HOME EQUITY LOANS
CALL FOR MORE DETAILS

Terms available up to 10 years, Current rates available upon request.

 

Please note: Rates are subject to change. Contact the credit union for the most current rates.


Hours

Monday — Friday
8:00 AM — 5:00 PM

Disclaimer
Privacy Policy

Associations

MyCreditUnion

Credit unions are not-for-profit, member-owned financial institutions with a wide variety of services available to people from all walks of life.

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NCUA

Your savings federally insured to at least $250,000 and backed by the full faith of the United States Government.

Get in Touch

Phone:
(913)831-4555

Fax:
(913)831-0495

Address:
PO Box 498
Mission, KS 66201

Email:
info@smfederal.org

Lost or Stolen Debit Card: 1-888-263-3370



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