Share Rates
Share Account |
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| Balance | Rate | APY* | |
| $25.00 - $25,000.00 | .60% | .60%* | |
| $25,001.00 - $100,000.00 | .85% | .85%* | |
| $100,001.00 - $250,000.00 | 1.10% | 1.10%* | |
| $250,001.00 - above | 1.25% | 1.26%* | |
IRA Account |
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| Rate | APY* | ||
| Daily | 3.50% | 3.55%* | |
Share Certificates |
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| Rate | APY* | ||
| 6 month | 4.00% | 4.06%* | |
| 1 year | 3.75% | 3.80%* | |
| 18 months | 3.25% | 3.29%* | |
| 2 years | 3.25% | 3.29%* | |
| 3 years | 3.50% | 3.55%* | |
| 4 years | 3.00% | 3.03%* | |
| 5 years | 3.00% | 3.03%* | |
* Annual Percentage Yield, compounded daily and paid quarterly
** $1,000.00 minimum opening balance
** 90 day penalty for early withdrawal before maturity
Please note: Rates are subject to change. Contact the credit union for the most current rates.
Associations
Credit unions are not-for-profit, member-owned financial institutions with a wide variety of services available to people from all walks of life.
Federally Insured
Your savings federally insured to at least $250,000 and backed by the full faith of the United States Government.
© Copyright 2007- SM Federal Credit Union
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